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<h4>Introduction</h4> Are you a motivated and meticulous professional who is deeply committed to ensuring insurance policy holders are treated fairly and make sound choices? &nbsp;If so, this is the perfect opportunity for you! The State of Connecticut Insurance Department (CID) Actuarial Insurance Division is seeking a highly skilled and ambitious&nbsp;Insurance Actuary&nbsp;to join our team in Hartford, CT.&nbsp; WE CAN OFFER YOU: <ul><li>Visit our&nbsp;new&nbsp;State Employee Benefits Overview&nbsp;page!</li><li>The opportunity to work for a Forbes top company: 'Forbes'&nbsp;State of Connecticut Ranked One of the Best Employers of 2023&nbsp;- State of CT Receives National Recognition for Offering Job Growth, Competitive Benefits, and Flexible Schedule.</li><li>Professional growth and development opportunities.</li><li>A healthy&nbsp;work/life balance&nbsp;to all employees.</li></ul> POSITION HIGHLIGHTS <ul><li>Full time, 40 hours per week</li><li>Monday through Friday</li><li>First shift</li><li>Located at 153 Market Street in Downtown Hartford, easily accessible for all commuters</li><li>This position is eligible to apply for telework in accordance with the Telework Policy. The Policy can be found&nbsp;HERE.&nbsp;&nbsp;</li></ul> THE ROLE As an Insurance Actuary, you will play a crucial role in determining insurance rates, evaluating risks, and ensuring the financial stability of our insurance programs. This is a unique opportunity to work in a government role while making a significant impact on the lives of Connecticut residents. RESPONSIBILITIES INCLUDE: <ul><li>Developing and maintaining actuarial models to determine insurance rates and premiums.</li><li>Analyzing and evaluating insurance risks and develop strategies to mitigate potential losses.</li><li>Monitor insurance program performance and provide recommendations for improvement.</li><li>Collaborating with cross-functional teams to ensure flawless execution of insurance programs.</li><li>Conduct research and analysis to support the development of new insurance products.</li><li>Offer actuarial expertise and guidance to management and other key individuals involved in the decision-making process.</li></ul>WHO WE ARE Our mission at the Connecticut Insurance Department is consumer protection. The department carries out its mission by enforcing state insurance laws to ensure policyholders are treated fairly, providing assistance, outreach, and education to help consumers make sound choices, and by regulating the industry in a fair and consistent manner that fosters market competition for the availability of insurance. Watch the video below to see what it's like to be a State of CT employee! <h4>Selection Plan</h4> For current state employees, salary calculations are not necessarily comparable from one of the three branches of state government (i.e. Executive, Legislative, Judicial) to the other.&nbsp; PLEASE ENSURE THAT YOU LIST ANY JOB-RELEVANT LICENSES OR CERTIFICATIONS IN THE “LICENSES AND PROFESSIONAL CERTIFICATIONS” SECTION OF YOUR APPLICATION. To Apply: <ul><li>In order to be considered for this job opening, you must meet the Minimum Qualifications as listed on this job opening. You must specify your qualifications on your application.</li><li>The minimum experience and training requirements must be met by the close date on the job opening, unless otherwise specified.</li><li>For Bridge positions, a respirator test may be required for certain locations.</li><li>Ensure that your application is complete and detailed before submitting it. In order to comply with&nbsp;Public Act 21-69, the State of Connecticut is no longer asking for resumes during the initial application process. You will not be able to make revisions once your application is submitted into the JobAps system.</li><li>Please select all location(s) and shift(s) you are willing to work on your application. Failure to do so may result in not being considered for vacancies in that specific location or shift.</li><li>In order to receive educational credits toward qualification for this job posting, the institution must be accredited. If the institution of higher learning is located outside of the U.S., you are responsible for providing documentation from a recognized USA accrediting service which specializes in determining foreign education equivalencies to the recruiter listed on this job posting. </li><li>All application materials must be received by the recruiting agency by the time specified on the job opening for the position for which you are applying. Late applications may not be submitted and will not be considered. Exceptions are rare and limited to documented events that incapacitate a candidate during the entire duration of the job posting time period. It is the candidate’s obligation and responsibility to request an exception and provide a legally recognized justification to accommodate such exception. Requests should be made to&nbsp;<a href="mailto:DAS.SHRM@ct.gov" target="_blank">DAS.SHRM@ct.gov</a>.</li></ul> FOR ASSISTANCE IN APPLYING: <ul><li>Please&nbsp;read&nbsp;or&nbsp;watch&nbsp;our&nbsp;Applicant Tips on How to Apply!</li></ul> Important Information After You Apply: <ul><li>This posting may require completion of additional referral questions (RQs). You can access these RQs via an email that will be sent to you after the posting's closing date or by visiting your JobAps Personal Status Board (Certification Questionnaires section). Your responses to these RQs must be submitted by the questionnaire's expiration date. Please regularly check your email and JobAps Personal Status Board for notifications. Please check your SPAM and/or Junk folders on a daily basis in the event an email provider places auto-notification emails in a user's spam.</li><li>Although applicants will receive correspondence via email, as a backup they are also encouraged to sign on to their Personal Status Board on a daily basis to monitor their status, view all emailed notices and complete tasks required in the recruitment process.</li><li>Note: At any point during the recruitment process, applicants may be required to submit additional documentation which support their qualification(s) for this position. These documents may include: a cover letter, resume, performance reviews, attendance records, supervisory references, licensure, etc., at the discretion of the hiring agency.</li><li>Interviews will be limited to candidates whose experience and training most closely meet the requirements of the position.</li><li>The immediate vacancy is listed above, however, applications to this recruitment may be used for future vacancies in this job class.</li><li>Read through this helpful link to&nbsp;prepare for your interview.</li></ul> Connect With Us: <ul><li>Due to the large volume of applications received, we are unable to provide confirmation of receipt or status during the recruitment process. Updates will be available through your JobAps portal account. Should you have any questions pertaining to this recruitment, please contact&nbsp;<a href="mailto:Jasmyn.Raymond@ct.gov" target="_blank">Jasmyn.Raymond@ct.gov</a>.&nbsp;</li><li>Follow the State of Connecticut on&nbsp;LinkedIn.</li></ul> <h4>PURPOSE OF JOB CLASS (NATURE OF WORK)</h4> In the Department of Insurance this class is accountable for performing the most complex tasks in work involving casualty or life and health insurance, and conducting research and special studies. <h4>EXAMPLES OF DUTIES</h4> <ul><li>Conducts analytical studies of insurance and health care center rate filings, rating plans and various special programs (such as experience rating, retrospective rating, and participating programs) and recommends action;&nbsp;</li><li>Conducts and reviews periodical examinations of rating organizations;&nbsp;</li><li>Reviews rates, rating plans, and self-insurance program;&nbsp;</li><li>Provides consulting service with respect to the approval or disapproval of requests made by insurance companies and rating organizations for changes in rates and rating plans;&nbsp;</li><li>Initiates recommendations with respect to improvements in rating plans and techniques;&nbsp;</li><li>Participates in Department hearings in connection with appeals of insureds regarding classifications and other rating matters;&nbsp;</li><li>Reviews insurance and health care reserves including cash flow testing of liabilities and asset adequacy testing;&nbsp;</li><li>Reviews reinsurance agreements;&nbsp;</li><li>Supervises the handling of complaints and inquiries concerning rates and related matters from the public, insurance companies, agents, brokers and rating organizations;&nbsp;</li><li>Serves as advisor on actuarial and related matters;&nbsp;</li><li>Prepares accurate and comprehensive reports containing findings, conclusions and recommendations;&nbsp;</li><li>Participates in committees;</li><li>May participate in technical and professional conferences;&nbsp;</li><li>May review an insurer’s loss experience;&nbsp;</li><li>Performs related duties as required.</li></ul> <h4>KNOWLEDGE, SKILL AND ABILITY</h4> <ul><li>Considerable knowledge of <ul><li>relevant federal and state laws and regulations pertaining to insurance companies;&nbsp;</li><li>actuarial principles, standards and methods;&nbsp;</li><li>statistical methods and computer models as they relate to insurance rates and rating procedures;&nbsp;</li></ul></li><li>Knowledge of <ul><li>the operation of relevant insurance programs;&nbsp;</li><li>the methods used by other states in the regulation of insurance companies;&nbsp;</li><li>relevant insurance coverages, rates, rating plans and special programs;&nbsp;</li><li>insurance company financial statements;&nbsp;</li></ul></li><li>Considerable <ul><li>interpersonal skills;&nbsp;</li><li>oral and written communication skills;&nbsp;</li></ul></li><li>Supervisory ability.</li></ul> <h4>MINIMUM QUALIFICATIONS - GENERAL EXPERIENCE</h4> Eight (8) years of experience as an actuary with an insurance company, an insurance regulatory agency, or in a consulting actuary's office performing actuarial insurance work. <h4>MINIMUM QUALIFICATIONS - SPECIAL EXPERIENCE</h4> One (1) years of the General Experience must have included experience setting insurance rates and/or reserves for insurance companies or health care centers. <h4>MINIMUM QUALIFICATIONS - SUBSTITUTIONS ALLOWED</h4> <ul><li>College training in mathematics, actuarial sciences, statistics, or a related field may be substituted for the General Experience on the basis of fifteen (15) semester hours equalling one-half (1/2) year of experience to a maximum of four (4) years.</li><li> A Master's degree in mathematics, actuarial sciences, statistics or a related field may be substituted for one (1) additional year of the General Experience.</li></ul> <h4>PREFERRED QUALIFICATIONS</h4> <ul><li>Experience in Property and Casualty in actuarial pricing functions.</li><li>Experience with pricing and Reserving techniques of the actuarial standards of practice.</li><li>Experience with Property and Casualty insurance products.</li><li>Experience in reviewing rate filings or supporting actuarial rate-making functions.</li><li>Designation of Fellow of the Casualty Actuarial Society or Member of the American Academy of Actuaries (MAAA).&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</li></ul> <h4>SPECIAL REQUIREMENTS</h4> An Associate membership, by examination, in a relevant actuarial society. For Property and Casualty, membership in the Casualty Actuarial Society is required. For Life and Health area, membership in the Society of Actuaries is required. <h4>Conclusion</h4> AN AFFIRMATIVE ACTION/EQUAL OPPORTUNITY EMPLOYER The State of Connecticut is an equal opportunity/affirmative action employer and strongly encourages the applications of women, minorities, and persons with disabilities. <h4>ACKNOWLEDGEMENT</h4> As defined by Sec. 5-196 of the Connecticut General Statutes, a job class is a position or group of positions that share general characteristics and are categorized under a single title for administrative purposes. As such, a job class is not meant to be all-inclusive of every task and/or responsibility.

State of Connecticut

Insurance Actuary

Mortgage Loan CloserAs America’s first billion-dollar black-owned bank,&nbsp;Liberty Bank and Trust&nbsp;is a part of history, and we don’t take that success or the privilege to serve our customers lightly. Liberty and our legacy institutions, with branches in 11 states, have stood steadfastly with underserved and often-forgotten communities for over 100 years.We are growing and building our team with people who want to expand their horizons and surround themselves with inclusive, mission-driven peers looking to impact communities and families positively. To learn more about us, please visit our website at&nbsp;<a href="http://www.libertybank.net&amp;nbsp" target="_blank">www.libertybank.net&amp;nbsp</a>;Our mission is to carry on the vital work of generations of black-owned bank operators by preserving and providing access to affordable financial products and services to traditionally underserved markets. Liberty has been a lifeline for many who have pursued dreams of homeownership, growing businesses, providing for college, or even starting lifelong careers.We strive to be as resilient as the people we serve. Whether it’s a community, a burgeoning business, or untapped talent, we believe in the possibility of financial freedom.As the&nbsp;Mortgage Loan Closer, you will complete all the closing paperwork on behalf of the lender and send it to the title insurance company or the real estate attorney to complete the closing. As the person with the final review of the deal, this position is responsible for ensuring mortgage regulatory compliance. &nbsp;To thrive as a Mortgage Loan Closer, you should have:<ul><li>Associate's degree or equivalent from a two-year college, technical school, or 1-2 years of related experience and/or training. Familiarity with loan closing and documentation procedures is preferred.</li><li>Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook), with experience in banking software such as Encompass and IT core systems.</li><li>Demonstrated ability to express ideas clearly in writing, edit for accuracy in spelling and grammar, vary writing styles to meet specific needs, and effectively present numerical data.</li><li>Skilled in managing customer interactions, resolving concerns, meeting commitments, and maintaining high satisfaction through effective communication and persistence.</li><li>Ability to apply common sense to address challenges, interpret instructions in various formats, and adapt quickly to new technologies and procedures.</li></ul>Your responsibilities as the Mortgage Loan Closer include:<ul><li>Document Preparation and Compliance: Create and maintain all closing documents to ensure they meet government compliance standards, including disclosures, fees, and legal paperwork.</li><li>Loan Funding and Finalization: Fund completed loans, submitted funding wires through the wire exchange portal, and finalized files for sale to third-party investors.</li><li>Borrower Interaction: Prepare and remit the Closing Disclosure, answer borrower questions, obtain necessary signatures, and schedule closing meetings with closing agents.</li><li>File Management and Submission: Maintain accurate and current mortgage files, email executed packages to the post-closing team, and store completed files in credit administration.</li><li>Investor Coordination: Serve as a liaison between lenders, overnight original notes to investors, and ensure timely submission for booking and secondary market sales.</li></ul>Benefits:Liberty’s Bank and Trust’s Best-in-Class Benefits and Perks:&nbsp;As you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:<ul><li>Comprehensive Medical, Dental, Vision, and Life Insurance</li><li>Solid Work/Life Balance, including PTO and paid holidays</li><li>Financial wellness, including an FSA 401K and match, Educational Reimbursement, and Life Insurance</li><li>Family assistance, including Adoption Assistance and EAP/Health and Welfare Assistance</li><li>Growth opportunities, including Training and Development and Leadership Development</li><li>Substantial perks, including Online Marketplace* discounts on a variety of goods and services, ERG/ Ambassador Group, and Free and reduced-rate bank services&nbsp;</li></ul>We do our best to ensure Liberty Bank and Trust is an incredible place to work and build a career. We want you to learn, grow, and share in the success you help create.&nbsp;We want to hear if you are ready to take the next step in your career and make a significant impact!&nbsp;We are an equal opportunity employer, and all qualified applicants will be considered for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Insperity

Mortgage Loan Closer - NOLA

Job Description and RequirementsAs the Closer II, this person will be responsible for coordinating the closing between the Credit Union Service Organization (CUSO) and its investors/lenders, title companies, and members/borrowers. &nbsp;As the Funder, this person will be responsible for coordinating the flow of funds between investors/lenders, CUSO, and its warehouse lenders Line-of-Credit (LOC), as well as monitoring the LOC status. As the Shipper, this person will be responsible for coordinating the shipping of closed and funded loan files to the respective investors/lenders once the loans have been bought by that respective investor/lender.Essential Functions and Responsibilities:<ul><li>Review Title Commitments.</li><li>Prepare the Final Closing Disclosures.</li><li>Confirm funds to close.</li><li>Order the closing packages and forward to the title company upon internal approval.</li><li>Review Loan Estimate and Closing Disclosures for accuracy and compliance with all real estate related laws.</li><li>Authorize funding and wire funds to title company.</li><li>Make draws on line-of-credit and apply funds to when loans are sold.</li><li>Send executed closing documents to investors.</li><li>Track required wet signature documents and forward to the investor.</li><li>Track the documents that are recorded at the courthouse and forward to the investor.</li><li>Track the final title policy from the title company and forward to the investor.</li><li>Continue to monitor and track any document the investor requests or requires as a condition of the purchased loan.</li><li>Maintain a work queue within a paperless filing system in accordance with institution service level objectives.</li><li>Assist with resolving remaining collateral or title commitment schedule B or C concerns.</li><li>Assist with resolving escalated borrower concerns.</li><li>Coordinate the flow of funds between investors/lenders, CUSO and its warehouse lenders Line-of-Credit (LOC), as well as monitor the LOC status.</li><li>Review and register loans via automated or manually with Mortgage Electronic Registration Systems, Inc.</li><li>Coordinate and initiate 3rd party payments on Mortgage Insurance Premiums and VA Funding Fees.</li><li>Deliver prescribed list of executed closing documents to investor in accordance with the service level objectives.</li><li>Receive closing packages and trailing documents (record deeds, assignments, title policies, etc.) and forward to the investor as required.</li><li>Prepare allonge &amp; assignments to be finalized in order to forward to the investor as required.</li><li>Maintain a log of all transactions with investor(s).</li><li>Resolve post-closing document deficiencies as required by the investor.</li><li>All other duties as assigned (note: essential functions and responsibilities may change or new ones may be assigned at any time with or without notice).</li></ul> Requirements:<ul><li>High School diploma or GED</li><li>Minimum of three years of mortgage loan closing experience</li><li>Ability to use independent judgment and be able to multi-task in a fast-paced paperless team environment</li><li>Must demonstrate proficiency and accurate closing document preparation skills</li><li>Must possess excellent communication, interpersonal, and organizational skills</li><li>Must demonstrate courtesy, member/customer service, and tact</li><li>Must work well with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation</li><li>Ability to work successfully under deadlines</li><li>Proficient computer skills and knowledge of Excel, Word, OneNote, Outlook, Power Point, DocuSign, &amp; Mortgage Electronic Registration Systems, Inc.</li><li>Must be available to work on Saturdays as needed</li></ul>Preferred:<ul><li>Bi-Lingual in English/Spanish</li><li>Experience with Encompass LOS</li></ul>All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.

RBFCU

Domain Mortgage Closer II

OverviewThe Proactive Partner. You’re a star when it comes to creating new relationships and expanding existing connections. As an expert in home finance, you enjoy being the trusted advisor and guide, while helping members find the loans that best fit their financial future. Our team at OnPoint Community Credit Union has been dedicated to making our members’ financial dreams a reality for over 80 years. Working together, we can further strengthen the mission we have for our community. We’re also devoted to being a fabulous place to work. We value your expertise as Mortgage Loan Officer and invite you to explore and grow your career with OnPoint.Responsibilities&nbsp;<ul><li>Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.</li><li>Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.</li><li>Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.</li><li>Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.</li><li>Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.</li></ul>Knowledge, Skills, and Abilities:<ul><li>Thorough understanding of conventional and government lending practices, policies and guidelines from origination through closing.</li><li>Must be detail-oriented. </li><li>Ability to be self-directed, efficient, and meet deadlines.</li><li>Ability to manage a heavy pipeline of 40 plus loans.</li><li>Highly organized with the ability to prioritize multiple competing tasks and verbal and written communication skills.</li><li>Demonstrated math and accounting skills.</li></ul>Qualifications<ul><li>High School diploma or GED required.</li><li>Minimum of 3 years Conventional and FHA-insured real estate lending experience, with knowledge of processing underwriting and/or closing procedures.</li><li>Ability to successfully register with the National Mortgage Licensing System (NMLS).</li></ul>At OnPoint, we believe a workplace that reflects the richness of the world fosters a welcoming and empowering environment for everyone. We're committed to equity and inclusion, and consider all qualified applicants embracing every race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and your unique background. We encourage you to apply if you're passionate about this opportunity and have the core qualifications. Your unique experiences and skills are what make you a strong candidate. Don’t let imposter syndrome hold you back! Our recruitment process is designed to be inclusive and accessible to all. If you need any accommodations during the application or interview stage, please let us know. We're dedicated to providing what's necessary to ensure a fair and inclusive experience.&nbsp;

OnPoint Community Credit Union

Mortgage Loan Officer - Remote

Teller / Universal Banker Associate - Full Time$18.00 - $20.00 Per hourAs America’s first billion-dollar black-owned bank, Liberty Bank and Trust is a part of history, and we don’t take that success or the privilege to serve our customers lightly. Liberty and our legacy institutions, with branches in 11 states, have stood steadfastly with underserved and often-forgotten communities for over 100 years.We are growing and building our team with people who want to expand their horizons and surround themselves with inclusive, mission-driven peers looking to impact communities and families positively. If you have customer service experience or banking experience, we’d love to hear from you! To learn more about us, please visit our website at <a href="http://www.libertybank.net" target="_blank">www.libertybank.net</a>Our mission is to carry on the important work of generations of black-owned bank operators by preserving and providing access to affordable financial products and services to traditionally underserved markets. Liberty has been a lifeline for many who have pursued dreams of homeownership, growing businesses, providing for college, or even starting lifelong careers.We strive to be as resilient as the people we serve. Whether it’s a community, a burgeoning business, or&nbsp;untapped talent, we believe in the possibility of financial freedom.The Universal Banker Associate provides first-line, quality customer service through face-to-face performance of primary bank transactions. This position will also utilize communication opportunities to offer additional bank services and products.At Liberty Bank and Trust, you'll find that there's freedom here - for our customers and you.What does it take to become a Teller / Universal Banker Associate?• &nbsp; &nbsp;Greet customers in the lobby, drive thru and/or on the phone.• &nbsp; &nbsp;Opens new deposit accounts.• &nbsp; &nbsp;Processes deposits, withdrawals, cash checks and other teller transactions.• &nbsp; &nbsp;Responsible for the security of assigned cash drawer and balances daily with data displayed on computer screen.• &nbsp; &nbsp;Processes deposits from ATM and night depository.• &nbsp; &nbsp;Identify and initiate sales opportunities.• &nbsp; &nbsp;Process and proof daily transactions through back counter; ensure proper holds are placed on checks according to regular CC &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;guidelines.• &nbsp; &nbsp;Assists all retail related positions as needed/assigned.BenefitsAs you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:• &nbsp; &nbsp;Paid vacation and holidays, personal and sick days• &nbsp; &nbsp;Medical, Dental and Vision• &nbsp; &nbsp;FSA• &nbsp; &nbsp;Adoption Assistance• &nbsp; &nbsp;Life Insurance• &nbsp; &nbsp;Educational Reimbursement• &nbsp; &nbsp;401K and match• &nbsp; &nbsp;EAP/Health and Welfare Assistance• &nbsp; &nbsp;Training and Development• &nbsp; &nbsp;Online Marketplace* discounts on a variety of goods and services• &nbsp; &nbsp;Leadership Development• &nbsp; &nbsp;ERG/ Ambassador Group• &nbsp; &nbsp;Free and reduced-rate bank servicesWe do our best to make sure Liberty Bank and Trust is an incredible place not just to work but to build a career. We want you to learn, grow, and share in the success you help create. Within the company, there is also a future opportunity for growth.Ready to reinvent banking? We’re ready to talk about what’s next, and if you are too, please apply today!We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Teller / Universal Banker Associate

13-Nov-2024<h4>Mortgage Production Generalist I</h4>Harvard Federal Credit Union 67276BRJob SummaryHarvard Federal Credit Union (Harvard FCU) has a dynamic small-business atmosphere where every member of the team has a significant impact on our success. Our headquarters and flagship branch are located in the heart of Harvard Square, surrounded by shops, restaurants, and the vibrant University community. We are looking for talented, member-centric individuals to join our growing team. If you have energy, enthusiasm, and thrive in a fast-paced environment, please read on.Under the direction of the Mortgage Underwriting Manager performs a variety of functions with the Mortgage Production Department. To succeed in this position, you must be flexible and a collaborative team player. This role will work across all aspects of the Mortgage Production team, including assisting and backing-up for team members in Mortgage Processing and Production.&nbsp;Position Description<ul><li>Review and monitor the mortgage pipeline to ensure all important dates are targeted; assist with loan assignments as needed.</li><li>Use various software platforms to gather, sort, and process documents primarily on Home Equity Lines of Credit and Home Equity Loans according to credit union/investor guidelines.</li><li>Order services, including appraisal reports, title reports, flood zone certificates and other services as needed. Set up initial loan conditions and ensure accurate loan pricing for transactions.</li><li>Monitor receipt of supporting documents, disclosures, and tax transcripts and upload them to loan file.</li><li>Monitor receipt of appraisal and processes reports through Fannie Mae portal.</li><li>Generate disclosures that accurately reflect pricing and loan terms, and are issued in compliance with regulator timelines.</li><li>Maintain frequent communications with the appraiser and title vendor to ensure timely delivery of services remain current on any issues these vendors may encounter.&nbsp;</li><li>Provide ongoing communication to Mortgage Origination staff regarding statuses of key events and proactively communicate known or potential issues with applications.</li><li>Perform timely retrieval and review of electronic documents.&nbsp; &nbsp;</li><li>Perform and submit preliminary file underwriting to the underwriting team. Ensure all required supporting documents are included, and the application has been updated to reflect the supporting documentation data.</li><li>Respond to auditors’ requests.</li><li>Communicate directly with members with regards to additional documentation requirements, loan statuses, and respond to member inquiries.&nbsp; &nbsp;</li><li>Assist with testing and roll out of new processes, procedures, and technology.</li><li>Remain current on all compliance and regulatory issues.</li><li>Perform related or unrelated functions as assigned or requested. </li></ul>*This position is designated as critical for the Harvard University Employees Credit Union as it provides non-deferrable services that must be performed in the event of an emergency or weather-related closure.Basic QualificationsBasic Qualifications are the minimum threshold a candidate must meet in order to be considered for this role.Minimum one year of banking operations and/or mortgage processing experience.Additional Qualifications and SkillsThe following qualifications are strongly preferred. If you meet some, but not all, you are still encouraged to apply; we value employees with a willingness to learn.<ul><li>College degree preferred.</li><li>Proficient in the use of Excel, Word and Outlook.&nbsp;</li><li>Must be able to work in a fast-paced environment and handle multiple functions within strict deadlines.&nbsp;</li><li>Must be a team player.&nbsp;</li><li>Must be detail oriented.&nbsp;</li><li>Must be willing and able to work additional hours as business needs require.</li><li>Must be comfortable working in a diverse university environment.</li></ul>Working ConditionsWork is performed in an office setting. &nbsp;Additional InformationPlease provide a cover letter with your application.<ul><li>Please note: Harvard University requires a pre-employment reference and background screening, which includes OFAC (Office of Foreign Assets Control).</li><li>Harvard University is unable to provide work authorization and/or visa sponsorship.</li><li>This position has a 90-day orientation and review period.</li></ul>The health of our workforce is a priority for Harvard University. With that in mind, we strongly encourage all employees to be up-to-date on CDC-recommended vaccines.Work Format DetailsThis is a hybrid position that is based in Massachusetts. Additional details will be discussed during the interview process. All remote work must be performed within one of the Harvard Registered Payroll States, which currently includes Massachusetts, Connecticut, Maine, New Hampshire, Rhode Island, Vermont, Georgia, Illinois, Maryland, New Jersey, New York, Virginia, Washington, and California (CA for exempt positions only). Certain visa types and funding sources may limit work location. Individuals must meet work location sponsorship requirements prior to employment.About UsHarvard FCU is one of the fastest growing credit unions in the country and a leader in our industry. As a not-for-profit cooperative, we put our members’ best interests first in all that we do.&nbsp;We are passionate about service and fanatical about solving problems. Integrity and transparency are the foundation of Harvard FCU’s philosophy.&nbsp;Our mission is to enhance our members’ lives by developing and offering trustworthy products that are easy to understand, easy to use and best suited to meet their financial needs. &nbsp;BenefitsWe invite you to visit Harvard's Total Rewards website (<a href="https://hr.harvard.edu/totalrewards" target="_blank">https://hr.harvard.edu/totalrewards</a>) to learn more about our outstanding benefits package, which may include: <ul><li>Paid Time Off: 3-4 weeks of accrued vacation time per year (3 weeks for support staff and 4 weeks for administrative/professional staff), 12 accrued sick days per year, 12.5 holidays plus a Winter Recess in December/January, 3 personal days per year (prorated based on date of hire), and up to 12 weeks of paid leave for new parents who are primary care givers.</li><li>Health and Welfare: Comprehensive medical, dental, and vision benefits, disability and life insurance programs, along with voluntary benefits. Most coverage begins as of your start date.</li><li> Work/Life and Wellness: Child and elder/adult care resources including on campus childcare centers, Employee Assistance Program, and wellness programs related to stress management, nutrition, meditation, and more.</li><li>Retirement: University-funded retirement plan with contributions from 5% to 15% of eligible compensation, based on age and earnings with full vesting after 3 years of service.</li><li>Tuition Assistance Program: Competitive program including $40 per class at the Harvard Extension School and reduced tuition through other participating Harvard graduate schools.</li><li>Tuition Reimbursement: Program that provides 75% to 90% reimbursement up to $5,250 per calendar year for eligible courses taken at other accredited institutions.</li><li> Professional Development: Programs and classes at little or no cost, including through the Harvard Center for Workplace Development and LinkedIn Learning.</li><li>Commuting and Transportation: Various commuter options handled through the Parking Office, including discounted parking, half-priced public transportation passes and pre-tax transit passes, biking benefits, and more.</li><li> Harvard Facilities Access, Discounts and Perks: Access to Harvard athletic and fitness facilities, libraries, campus events, credit union, and more, as well as discounts to various types of services (legal, financial, etc.) and cultural and leisure activities throughout metro-Boston.</li></ul>Job FunctionFinance Department Office LocationUSA - MA - Cambridge Job Code400102 Accounting Assistant IV Work FormatHybrid (partially on-site, partially remote) Sub-Unit------------ Salary Grade052DepartmentHarvard FCU Mortgage ProcessingUnion55 - Hvd Union Cler &amp; Tech Workers Time StatusFull-time Pre-Employment ScreeningCriminal, Identity, Prohibited PartiesCommitment to Equity, Diversity, Inclusion, and BelongingHarvard University views equity, diversity, inclusion, and belonging as the pathway to achieving inclusive excellence and fostering a campus culture where everyone can thrive. We strive to create a community that draws upon the widest possible pool of talent to unify excellence and diversity while fully embracing individuals from varied backgrounds, cultures, races, identities, life experiences, perspectives, beliefs, and values.EEO StatementWe are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, gender identity, sexual orientation, pregnancy and pregnancy-related conditions, or any other characteristic protected by law.LinkedIn Recruiter Tag (for internal use only)#LI-RT1

Harvard University FAS Human Resources

Mortgage Production Generalist I

OverviewReporting directly to the Senior Vice President of Mortgage, the Director of Mortgage Operations is responsible for overseeing and optimizing all aspects of the mortgage operations process. This senior leadership role will manage and coordinate the activities of the Processing, Closing, Quality Control and Risk, and Servicing departments to ensure efficient, compliant, and member-focused mortgage operations. The Director will drive strategic initiatives to enhance operational efficiency, maintain high-quality standards, and support the Credit Union's overall mortgage lending objectives.Responsibilities<ul><li>Strategic Leadership: Develop and implement strategic plans for mortgage operations that align with the Credit Union's overall goals and objectives. Continuously evaluate and improve operational processes to enhance efficiency and member experience.</li></ul><ul><li>Collaborative Leadership: Works closely with the Director of Sales and Underwriting management to ensure a collaborative and supportive environment acutely focused on maximizing the member and team experience.</li><li>Employee Development: Implement comprehensive employee development programs that nurture individual strengths and promote personal and professional growth across all operational teams.</li></ul><ul><li>Empathetic Management: Lead with empathy and authenticity, building trust and fostering open communication within the team and across departments.</li><li>Team Management: Directly oversee and mentor the Processing Manager, Closing Manager, Quality Control, Risk, and Servicing Manager. Foster a culture of collaboration, innovation, and excellence across all mortgage operations teams.</li><li>Process Optimization: Identify opportunities for process improvement and implement best practices across all stages of the mortgage lifecycle, from application to servicing.</li><li>Risk Management: Work closely with the Quality Control and Risk Manager to ensure all mortgage operations adhere to regulatory requirements, internal policies, and industry best practices. Implement and maintain robust risk management protocols.</li><li>Technology Integration: Collaborate with Technology and relevant stakeholders to implement and optimize mortgage technology solutions that enhance operational efficiency and improve the member experience.</li><li>Performance Management: Establish key performance indicators (KPIs) for each operational area and regularly monitor progress. Implement strategies to address any performance gaps and capitalize on successes.</li><li>Vendor Management: Oversee relationships with key vendors and service providers in the mortgage space, ensuring they meet the Credit Union's standards for quality, compliance, and efficiency.</li><li>Reporting and Analysis: Provide regular reports to senior leadership on operational performance, risk management, and strategic initiatives. Offer data-driven insights to inform decision-making at the executive level.</li><li>Member Experience: Ensure that all operational processes are designed with the member experience in mind, balancing efficiency with high-quality service delivery.</li></ul>Incorporate credit union policies and procedures to ensure all mortgage operations conform to applicable regulatory and credit union-mandated standards.Perform other duties as assigned by the Senior Vice President of Mortgage.Knowledge, Skills and Abilities<ul><li>Comprehensive understanding of end-to-end mortgage operations, including processing, closing, quality control, and servicing.</li><li>Strong leadership skills with the ability to motivate and guide diverse teams towards common goals.</li><li>In-depth knowledge of mortgage industry regulations, compliance requirements, and risk management practices.</li><li>Excellent analytical and problem-solving skills, with the ability to make data-driven decisions.</li><li>Strong project management skills and experience in implementing large-scale operational initiatives.</li><li>Proficiency in mortgage technology systems and a forward-thinking approach to technology integration.</li><li>Exceptional communication skills, both written and verbal, with the ability to effectively communicate with staff, leadership, and external partners.</li><li>Strategic thinking capabilities with a focus on long-term operational excellence and scalability.</li><li>Talent for creating a collaborative, inclusive, and positive team environment that fosters personal and professional growth.</li></ul><ul><li>Ability to lead with authenticity and transparency, building trust and loyalty within the team and with cross-functional partners.</li><li>Skill in recognizing and nurturing the unique strengths of each team member, promoting a culture of mutual support and shared success.</li></ul>Qualifications<ul><li>Bachelor's degree in Business Administration, Finance, or a related field preferred.</li><li>8+ years of experience in mortgage operations, with at least 5 years in a senior management role.</li><li>Proven track record of successfully leading and improving mortgage operations in a financial institution.</li><li>In-depth knowledge of mortgage regulations, including TILA-RESPA Integrated Disclosure (TRID), Fair Lending laws, and other relevant regulations.</li><li>Experience with mortgage origination and servicing platforms, as well as other relevant technologies.</li><li>Strong understanding of financial and operational metrics in the mortgage industry.</li><li>Certifications such as Certified Mortgage Banker (CMB) or similar industry recognitions are a plus.</li></ul>At OnPoint, we believe a workplace that reflects the richness of the world fosters a welcoming and empowering environment for everyone. We're committed to equity and inclusion, and consider all qualified applicants embracing every race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and your unique background.We encourage you to apply if you're passionate about this opportunity and have the core qualifications. Your unique experiences and skills are what make you a strong candidate. Don’t let imposter syndrome hold you back! Our recruitment process is designed to be inclusive and accessible to all. If you need any accommodations during the application or interview stage, please let us know. We're dedicated to providing what's necessary to ensure a fair and inclusive experience.#LI-Onsite&nbsp;

Director, Mortgage Operations

<a href="https://ecu.wd12.myworkdayjobs.com/Everwise_Careers/job/County-Road-6/Universal-Banker_R-100010" target="_blank">Universal Banker</a>Job Description: We are searching for an experienced Full-Time Universal Banker at our CR6 Branch. Location: Elkhart, IN 46514&nbsp;Position Summary: Responsible for providing high quality service on a wide variety of general financial services. This role is also responsible for the sales and servicing of all credit union products and services, while focusing on building relationships and expanding EVERWISE CREDIT UNION’s wallet share.&nbsp;Primary Responsibilities and Duties: Maintains a high level of member service in accordance with the EVERWISE CREDIT UNION Service Expectations. This position will perform a broad variety of member service functions with accuracy and in a timely manner. These functions may include, but are not limited to, cash handling, financial transactions, account maintenance, opening new accounts, operating an ITM (Interactive Teller Machine) and supporting MCC (Member Contact Center) Responsible for maintaining a high level of confidentiality about member account information. Meets or exceedecu.wd12.myworkdayjobs.com

Everwise Credit Union

Universal Banker

remote typeOn-SitelocationsNew Albanytime typeFull timeposted onPosted 15 Days Agojob requisition idR-100085Job Description:We are searching for an experienced Full-Time Universal Banker at our New Albany Branch.Location: New Albany, IN 47150Essential FunctionResponsible for providing high quality service on a wide variety of general financial services. This role is also responsible for the sales and servicing of all credit union products and services, while&nbsp;focusing on building relationships and expanding Everwise Credit Union’s wallet share.Primary Responsibilities &amp; Duties<ul><li>Maintains a high level of member service in accordance with the Everwise Credit Union's Service Expectations.</li><li>This position will perform a broad variety of member service functions with accuracy and in a timely manner.&nbsp; These functions may include, but are not limited to, cash handling, financial transactions, account maintenance, opening new accounts, operating an ITM (Interactive Teller Machine) and supporting MCC (Member Contact Center)</li><li>Responsible for maintaining a high level of confidentiality about member account information.</li><li>Meets or exceeds established referral and sales goals, by listening for clues in conversations, asking open-ended questions, assisting with product promotions, or referring the member to the appropriate partner to address their need.</li><li>Assists in outbound call efforts by reviewing, updating and calling on prospect lists, following up with members and calling on call campaigns regularly.</li><li>May assume additional retail functions including, but not limited to drawer audits, member account maintenance, and vault duties.</li><li>Complies with the credit union&nbsp;Check Cashing, Cash Control and Transaction Approval Limits&nbsp;policies. For example, Reg CC, SAR, CTR, Check handling, Reg D, BSA and etc.</li><li>Volunteers for special projects within the scope of job responsibilities.</li><li>Responsible for problem solving through research, using open-ended questions, and consistent follow up to ensure member satisfaction.</li><li>Assumes additional duties and responsibilities as assigned by supervisor/manager and as necessary for the continued growth and advancement of the Credit Union.</li></ul>Specific Skills<ul><li>Excellent human relation skills needed to interact with the membership in a professional environment including listening skills, and verbal/written communication</li><li>Ability to proactively problem solve by demonstrating concern and empathy while seeking a solution that is in the best interest of the member and Everwise Credit Union.</li><li>High level of Everwise Credit Union product knowledge with a full understanding of needs-based selling.</li><li>Proficient cash handling skills.</li><li>Ability to work in a fast-paced diverse and universal environment.</li><li>Practical application and general understanding of various computer applications</li><li>Ability to lift to 15 pounds at times due to coin bags and boxes of rolled coin.</li></ul>Accountability<ul><li>Responsible for using product knowledge to cross-sell and clearly communicate product features to staff and members.</li><li>Must have a full understanding of needs-based selling, practice and use of Relationship Building with Conversations techniques in accordance with Everwise Credit Union’s Sales Process.</li><li>Responsible for daily decisions made within established guidelines set by the supervisor/manager, meeting pay-for-performance goals and displaying a positive image of the Credit Union.</li><li>Accountable for understanding and applying Everwise Credit Union policies and procedures relating to the Bank Secrecy Act (BSA/AML, CIP and OFAC).</li><li>Responsible for using all identified security precautions about cash, checks and account management.</li><li>Accountable for Performance Management Goals as agreed upon with Supervisor.</li></ul>Minimum Requirement<ul><li>High School Diploma, GED or equivalent certification.</li><li>Six months of retail sales and/or cash handling experience or equivalent experience within a financial institution or related field preferred.</li></ul>Everwise is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

It’s inspiring to work with a company where people truly BELIEVE in what they’re doing! When you become part of the Chapters Health Team, you’ll realize it’s more than a job. It’s a mission. We’re committed to providing outstanding patient care and a high level of customer service in our communities every day. Our employees make all the difference in our success!Role: The Insurance Verification and Authorization Representative performs verification of benefits and obtains authorizations in accordance with all state, federal and third party payor contractual requirements.Qualifications:• High School Diploma or GED• Minimum of one (1) year of medical billing and collection or office experience • Knowledge of third party billing and state and federal collection regulations preferred• Ability to prioritize and multi-task independently with little guidance• Must be self-motivated and service oriented• Excellent written and verbal communication skills• Accurate typing and data entry skillsCompetencies:• Satisfactorily complete competency requirements for this position.Responsibilities of all employees: • Represent the Company professionally at all times through care delivered and/or services provided to all clients.• Comply with all State, federal and local government regulations, maintaining a strong position against fraud and abuse. • Comply with Company policies, procedures and standard practices.• Observe the Company's health, safety and security practices.• Maintain the confidentiality of patients, families, colleagues and other sensitive situations within the Company.• Use resources in a fiscally responsible manner.• Promote the Company through participation in community and professional organizations.• Participate proactively in improving performance at the organizational, departmental and individual levels.• Improve own professional knowledge and skill level.• Advanced electronic media skills.• Support Company research and educational activities.• Share expertise with co-workers both formally and informally.• Participate in Quality Assessment and Performance Improvement activities as appropriate for the position.Job Responsibilities:• Performs insurance benefit verification for all payors.• Obtains authorization as required by plan benefit.• Processes incoming correspondence from payors.• Resolves any issues with coverage and escalates complicated issues to the Supervisor.• Ensures timely, complete and accurate processing of benefit information.• Prepares monthly nursing home room and board invoices.• Collaborates with Medicaid Eligibility Vendor to obtain Medicaid eligibility.• Obtains patient responsibility payment as needed.• Performs other duties as assigned.This position requires consent to drug and/or alcohol testing after a conditional offer of employment is made, as well as on-going compliance with the Drug-Free Workplace Policy.

18 Banking / Insurance Full Time Jobs